Meet the Team

Founder, CEO & Licensed Mortgage Loan Originator

NMLS #251989

Over 20 years of mortgage lending experience. Rafael built NNB Financial to serve families — not file numbers.

Director of Client Intake & Experience

Florida Real Estate License SL3651869

A 25+ year real estate investor and Information Systems Management graduate of the University of South Florida. Rudi designs the systems and AI-driven tools that power how clients are served at NNB Financial.

Licensed Mortgage Loan Originator | Realtor®

NMLS #2585123

Over 20 years of experience in banking, real estate, and mortgage services. Licensed Mortgage Loan Originator since 2024 and Florida Realtor® since 2013, helping clients with personalized mortgage solutions and real estate services.

Licensed Mortgage Loan Originator

NMLS #2617164

Dedicated Licensed Mortgage Loan Originator at NNB Financial since July 2024. Specializes in Down Payment Assistance programs (Conventional and FHA) and Foreign National loans, with experience across refinances and diverse mortgage types.

Licensed Mortgage Loan Originator

NMLS #1641677

Zillenial mortgage lender lending since 2020, with experience at a credit union, a bank, and a broker like NNB Financial. Areas of expertise are FHA, Conventional, and DPA programs.

Loan Officer Assistant

Over 25 years of mortgage industry experience spanning underwriting, closing, title processing, compliance, and loan processing management. Commissioned notary since 2001 with a real estate license.

Operations Manager

NMLS #2388681

Operations Manager with 11 years of mortgage experience and a strong underwriting background. Specializes in mortgage operations, loan processing, and pipeline management from application through closing.